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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,277 | $83,898+138.7% | $133,346+50.2% | $94,015+113.0% |
| Participation rate | 71.4% | 63.4%+8.1pp | 72.8%-1.4pp | 70.8%+0.6pp |
| Annual return | 16.32% | 16.00%+0.3pp | 36.85%-20.5pp | 17.84%-1.5pp |
| Employer contribution / active EE | $1,739 | $1,821-4.5% | $2,853-39.1% | $2,790-37.7% |
| Participant deferral / active EE | $6,594 | $3,245+103.2% | $4,332+52.2% | $4,249+55.2% |
| Admin fee / account holder | $1,701 | $7,809-78.2% | $14,264-88.1% | $8,951-81.0% |