See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY11+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $78,406 |
Filed as: CETERA WEALTH SERVICES LLC Service code 49 · EIN 95-3845382 | Other Services | $9,521 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,892 | $117,025-24.0% | $91,541-2.9% | $85,563+3.9% |
| Participation rate | 49.5% | 64.2%-14.7pp | 69.8%-20.3pp | 66.0%-16.4pp |
| Annual return | 12.67% | 18.02%-5.4pp | 20.50%-7.8pp | 31.51%-18.8pp |
| Employer contribution / active EE | $1,005 | $2,120-52.6% | $2,505-59.9% | $2,654-62.1% |
| Participant deferral / active EE | $2,540 | $3,446-26.3% | $4,008-36.6% | $4,375-42.0% |
| Admin fee / account holder | $451 | $1,242-63.7% | $6,956-93.5% | $834-46.0% |