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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,456 | $81,233+109.8% | $155,567+9.6% | $80,874+110.8% |
| Participation rate | 88.1% | 66.2%+21.9pp | 78.2%+9.9pp | 67.6%+20.5pp |
| Annual return | 10.27% | 33.33%-23.1pp | 64.74%-54.5pp | 35.62%-25.3pp |
| Employer contribution / active EE | $3,610 | $3,101+16.4% | $4,674-22.8% | $2,756+31.0% |
| Participant deferral / active EE | $5,235 | $3,452+51.6% | $5,628-7.0% | $4,297+21.8% |
| Admin fee / account holder | $54,869 | $7,998+586.1% | $15,916+244.7% | $6,935+691.2% |