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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,456 | $81,276+109.7% | $155,574+9.6% | $80,925+110.6% |
| Participation rate | 88.1% | 66.2%+21.9pp | 78.2%+9.9pp | 67.7%+20.5pp |
| Annual return | 10.27% | 33.36%-23.1pp | 64.87%-54.6pp | 35.65%-25.4pp |
| Employer contribution / active EE | $3,610 | $3,103+16.3% | $4,676-22.8% | $2,756+31.0% |
| Participant deferral / active EE | $5,235 | $3,453+51.6% | $5,629-7.0% | $4,299+21.8% |
| Admin fee / account holder | $54,869 | $7,993+586.4% | $15,914+244.8% | $6,940+690.6% |