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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,052 | $106,749+94.9% | $145,433+43.1% | $82,448+152.3% |
| Participation rate | 92.7% | 75.6%+17.0pp | 82.1%+10.6pp | 68.1%+24.6pp |
| Annual return | 12.47% | 27.59%-15.1pp | 66.58%-54.1pp | 41.64%-29.2pp |
| Employer contribution / active EE | $5,915 | $3,444+71.7% | $4,554+29.9% | $2,551+131.9% |
| Participant deferral / active EE | $9,921 | $6,519+52.2% | $7,897+25.6% | $4,139+139.7% |
| Admin fee / account holder | $15,910 | $8,390+89.6% | $13,129+21.2% | $7,234+119.9% |