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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $510,833 | $166,268+207.2% | $165,100+209.4% | $145,897+250.1% |
| Participation rate | 95.5% | 82.0%+13.4pp | 78.6%+16.8pp | 80.3%+15.1pp |
| Annual return | 10.77% | 100.52%-89.7pp | 70.21%-59.4pp | 552.29%-541.5pp |
| Employer contribution / active EE | $9,279 | $5,284+75.6% | $4,348+113.4% | $4,663+99.0% |
| Participant deferral / active EE | $10,033 | $6,964+44.1% | $6,035+66.2% | $6,689+50.0% |
| Admin fee / account holder | $2,738 | $16,659-83.6% | $12,696-78.4% | $13,390-79.5% |