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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $866,128 | $81,358+964.6% | $155,556+456.8% | $80,959+969.8% |
| Participation rate | 89.2% | 66.3%+22.9pp | 78.2%+10.9pp | 67.7%+21.5pp |
| Annual return | 11.69% | 33.39%-21.7pp | 64.84%-53.1pp | 35.67%-24.0pp |
| Employer contribution / active EE | $2,229 | $3,106-28.2% | $4,675-52.3% | $2,757-19.2% |
| Participant deferral / active EE | $12,164 | $3,455+252.0% | $5,631+116.0% | $4,300+182.9% |
| Admin fee / account holder | $88,898 | $7,994+1012.1% | $15,885+459.6% | $6,925+1183.7% |