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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY10+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $80,779 |
EDWARD JONES10+ years Service code 27 · EIN 43-0345811 | Advisory (Plan) | $35,949 |
MORNINGSTAR3 years Filed as: MORNINGSTAR INVESTMENT MANAGEMENT L Service code 26 · EIN 36-4317381 | Advisory (Participants) | $0 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,911 | $59,467+4.1% | $93,727-33.9% | $74,478-16.9% |
| Participation rate | 87.6% | 59.6%+28.0pp | 68.7%+18.9pp | 67.2%+20.4pp |
| Annual return | 14.40% | 82.14%-67.7pp | 133.83%-119.4pp | 1370.56%-1356.2pp |
| Employer contribution / active EE | $1,714 | $1,267+35.3% | $2,421-29.2% | $2,626-34.7% |
| Participant deferral / active EE | $4,385 | $3,052+43.7% | $4,417-0.7% | $4,350+0.8% |
| Admin fee / account holder | $357 | $3,028-88.2% | $8,292-95.7% | $1,946-81.6% |