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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,475 | $126,661+58.3% | $113,397+76.8% | $138,895+44.3% |
| Participation rate | 70.6% | 79.4%-8.9pp | 76.5%-5.9pp | 79.9%-9.3pp |
| Annual return | 14.77% | 25.05%-10.3pp | 23.20%-8.4pp | 145.39%-130.6pp |
| Employer contribution / active EE | $1,493 | $3,456-56.8% | $2,977-49.8% | $4,194-64.4% |
| Participant deferral / active EE | $7,230 | $5,693+27.0% | $5,076+42.4% | $6,396+13.0% |
| Admin fee / account holder | $4,695 | $14,549-67.7% | $11,957-60.7% | $12,562-62.6% |