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| Provider | Service type | Compensation |
|---|---|---|
RPA FINANCIAL, LLC4 years Filed as: RPA FINANCIAL LLC Service code 27 · EIN 83-1143379 | Advisory (Plan) | $39,366 |
Service code 37 · EIN 04-2647786 | Loan Processing | $20,822 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,941 | $79,209+46.4% | $102,434+13.2% | $74,459+55.7% |
| Participation rate | 87.1% | 74.8%+12.4pp | 76.5%+10.6pp | 67.2%+19.9pp |
| Annual return | 13.22% | 54.98%-41.8pp | 29.46%-16.2pp | 1369.70%-1356.5pp |
| Employer contribution / active EE | $2,924 | $2,362+23.8% | $3,023-3.3% | $2,626+11.3% |
| Participant deferral / active EE | $6,375 | $4,417+44.3% | $5,055+26.1% | $4,350+46.6% |
| Admin fee / account holder | $352 | $2,002-82.4% | $9,462-96.3% | $1,945-81.9% |