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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,275 | $166,242+24.7% | $165,071+25.6% | $145,884+42.1% |
| Participation rate | 83.3% | 82.0%+1.3pp | 78.6%+4.7pp | 80.3%+3.0pp |
| Annual return | 9.72% | 100.44%-90.7pp | 70.17%-60.5pp | 551.85%-542.1pp |
| Employer contribution / active EE | $1,642 | $5,283-68.9% | $4,347-62.2% | $4,662-64.8% |
| Participant deferral / active EE | $2,683 | $6,964-61.5% | $6,035-55.5% | $6,690-59.9% |
| Admin fee / account holder | $4,082 | $16,658-75.5% | $12,695-67.8% | $13,392-69.5% |