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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,275 | $166,089+24.8% | $164,928+25.7% | $145,978+42.0% |
| Participation rate | 83.3% | 82.0%+1.3pp | 78.6%+4.7pp | 80.3%+3.0pp |
| Annual return | 9.72% | 100.26%-90.5pp | 70.08%-60.4pp | 550.52%-540.8pp |
| Employer contribution / active EE | $1,642 | $5,276-68.9% | $4,343-62.2% | $4,662-64.8% |
| Participant deferral / active EE | $2,683 | $6,961-61.5% | $6,034-55.5% | $6,690-59.9% |
| Admin fee / account holder | $4,082 | $16,641-75.5% | $12,684-67.8% | $13,400-69.5% |