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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $419,255 | $111,535+275.9% | $105,223+298.4% | $137,256+205.5% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 12.54% | 237.85%-225.3pp | 180.65%-168.1pp | 220.34%-207.8pp |
| Employer contribution / active EE | $3,062 | $3,939-22.3% | $3,689-17.0% | $4,156-26.3% |
| Participant deferral / active EE | $4,737 | $5,500-13.9% | $5,072-6.6% | $6,407-26.1% |
| Admin fee / account holder | $31,744 | $9,721+226.5% | $8,859+258.3% | $12,270+158.7% |