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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,350 | $117,846-47.9% | $102,434-40.1% | $145,884-57.9% |
| Participation rate | 90.9% | 78.6%+12.3pp | 76.5%+14.4pp | 80.3%+10.6pp |
| Annual return | 13.48% | 31.90%-18.4pp | 29.46%-16.0pp | 551.85%-538.4pp |
| Employer contribution / active EE | $631 | $3,615-82.5% | $3,023-79.1% | $4,662-86.5% |
| Participant deferral / active EE | $4,193 | $5,733-26.9% | $5,055-17.1% | $6,690-37.3% |
| Admin fee / account holder | $10,186 | $13,356-23.7% | $9,462+7.6% | $13,392-23.9% |