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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,601 | $95,453-25.0% | $112,040-36.1% | $82,448-13.2% |
| Participation rate | 92.3% | 72.8%+19.6pp | 76.5%+15.8pp | 68.1%+24.2pp |
| Annual return | 13.21% | 23.92%-10.7pp | 24.52%-11.3pp | 41.64%-28.4pp |
| Employer contribution / active EE | $520 | $2,318-77.6% | $2,954-82.4% | $2,551-79.6% |
| Participant deferral / active EE | $3,638 | $4,224-13.9% | $5,098-28.6% | $4,139-12.1% |
| Admin fee / account holder | $2,428 | $9,013-73.1% | $12,098-79.9% | $7,234-66.4% |