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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,421 | $88,672+95.6% | $105,223+64.8% | $82,448+110.3% |
| Participation rate | 100.0% | 67.9%+32.1pp | 75.0%+25.0pp | 68.1%+31.9pp |
| Annual return | 3.91% | 30.86%-26.9pp | 180.65%-176.7pp | 41.64%-37.7pp |
| Employer contribution / active EE | $14,225 | $3,048+366.7% | $3,689+285.7% | $2,551+457.6% |
| Participant deferral / active EE | $7,537 | $4,036+86.7% | $5,072+48.6% | $4,139+82.1% |
| Admin fee / account holder | $2,707 | $7,146-62.1% | $8,859-69.4% | $7,234-62.6% |