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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,421 | $105,284+64.7% | $150,734+15.1% | $94,015+84.5% |
| Participation rate | 100.0% | 71.7%+28.3pp | 78.4%+21.6pp | 70.8%+29.2pp |
| Annual return | 3.91% | 15.67%-11.8pp | 600.81%-596.9pp | 17.84%-13.9pp |
| Employer contribution / active EE | $14,225 | $3,599+295.3% | $4,918+189.2% | $2,790+409.8% |
| Participant deferral / active EE | $7,537 | $4,274+76.4% | $5,610+34.4% | $4,249+77.4% |
| Admin fee / account holder | $2,707 | $9,839-72.5% | $14,905-81.8% | $8,951-69.8% |