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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,247 | $54,674+6.5% | $76,089-23.4% | $74,429-21.7% |
| Participation rate | 46.2% | 60.3%-14.1pp | 69.1%-22.9pp | 67.2%-21.0pp |
| Annual return | 14.92% | 31.89%-17.0pp | 360.94%-346.0pp | 1368.38%-1353.5pp |
| Employer contribution / active EE | $3,345 | $1,781+87.8% | $2,690+24.4% | $2,625+27.4% |
| Participant deferral / active EE | $1,643 | $3,071-46.5% | $4,259-61.4% | $4,348-62.2% |
| Admin fee / account holder | $480 | $2,238-78.5% | $6,418-92.5% | $1,944-75.3% |