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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,128 | $125,184-55.2% | $105,607-46.9% | $145,884-61.5% |
| Participation rate | 76.9% | 77.6%-0.7pp | 75.3%+1.6pp | 80.3%-3.4pp |
| Annual return | 12.08% | 225.00%-212.9pp | 116.11%-104.0pp | 551.85%-539.8pp |
| Employer contribution / active EE | $426 | $3,720-88.5% | $3,167-86.5% | $4,662-90.9% |
| Participant deferral / active EE | $5,532 | $5,714-3.2% | $5,011+10.4% | $6,690-17.3% |
| Admin fee / account holder | $16,903 | $17,133-1.3% | $10,958+54.3% | $13,392+26.2% |