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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,464 | $117,895-19.0% | $102,460-6.8% | $145,897-34.6% |
| Participation rate | 83.3% | 78.6%+4.7pp | 76.5%+6.8pp | 80.3%+3.0pp |
| Annual return | 8.93% | 31.92%-23.0pp | 29.47%-20.5pp | 552.29%-543.4pp |
| Employer contribution / active EE | $1,000 | $3,619-72.4% | $3,025-66.9% | $4,663-78.5% |
| Participant deferral / active EE | $4,041 | $5,736-29.6% | $5,056-20.1% | $6,689-39.6% |
| Admin fee / account holder | $4,077 | $13,353-69.5% | $9,460-56.9% | $13,390-69.6% |