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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,462 | $58,275+348.7% | $81,844+219.5% | $80,935+223.1% |
| Participation rate | 70.1% | 63.5%+6.6pp | 72.4%-2.3pp | 67.7%+2.5pp |
| Annual return | 12.29% | 41.82%-29.5pp | 778.87%-766.6pp | 35.66%-23.4pp |
| Employer contribution / active EE | $4,874 | $2,346+107.8% | $2,916+67.1% | $2,757+76.8% |
| Participant deferral / active EE | $14,465 | $3,285+340.3% | $4,323+234.6% | $4,299+236.4% |
| Admin fee / account holder | $27,140 | $4,749+471.5% | $7,355+269.0% | $6,924+291.9% |