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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $323,336 | $51,638+526.2% | $68,368+372.9% | $82,448+292.2% |
| Participation rate | 74.1% | 63.6%+10.5pp | 73.8%+0.3pp | 68.1%+6.0pp |
| Annual return | 15.98% | 37.53%-21.6pp | 292.57%-276.6pp | 41.64%-25.7pp |
| Employer contribution / active EE | $5,114 | $2,047+149.9% | $2,649+93.1% | $2,551+100.5% |
| Participant deferral / active EE | $15,583 | $2,914+434.8% | $4,123+278.0% | $4,139+276.5% |
| Admin fee / account holder | $4,733 | $4,643+1.9% | $5,150-8.1% | $7,234-34.6% |