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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,791 | $75,720+50.3% | $90,312+26.0% | $86,983+30.8% |
| Participation rate | 84.7% | 66.3%+18.5pp | 72.9%+11.8pp | 69.5%+15.2pp |
| Annual return | 6.43% | 18.55%-12.1pp | 18.90%-12.5pp | 25.83%-19.4pp |
| Employer contribution / active EE | $6,255 | $1,945+221.5% | $2,243+178.9% | $2,584+142.0% |
| Participant deferral / active EE | $5,462 | $3,001+82.0% | $3,749+45.7% | $4,194+30.2% |
| Admin fee / account holder | $55,481 | $6,201+794.8% | $8,248+572.7% | $7,856+606.2% |