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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,791 | $67,894+67.6% | $89,340+27.4% | $82,448+38.0% |
| Participation rate | 84.7% | 64.0%+20.7pp | 69.6%+15.2pp | 68.1%+16.7pp |
| Annual return | 6.43% | 19.21%-12.8pp | 20.57%-14.1pp | 41.64%-35.2pp |
| Employer contribution / active EE | $6,255 | $1,828+242.2% | $2,231+180.3% | $2,551+145.2% |
| Participant deferral / active EE | $5,462 | $3,072+77.8% | $3,823+42.9% | $4,139+32.0% |
| Admin fee / account holder | $55,481 | $5,723+869.5% | $6,704+727.6% | $7,234+666.9% |