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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,791 | $69,273+64.3% | $90,796+25.3% | $82,637+37.7% |
| Participation rate | 84.7% | 64.0%+20.7pp | 69.5%+15.2pp | 68.1%+16.7pp |
| Annual return | 6.43% | 18.37%-11.9pp | 19.29%-12.9pp | 53.51%-47.1pp |
| Employer contribution / active EE | $6,255 | $1,865+235.3% | $2,294+172.7% | $2,552+145.1% |
| Participant deferral / active EE | $5,462 | $3,047+79.2% | $3,822+42.9% | $4,126+32.4% |
| Admin fee / account holder | $55,481 | $5,511+906.8% | $7,024+689.9% | $7,339+656.0% |