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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,401 | $100,194-4.8% | $122,979-22.4% | $86,983+9.7% |
| Participation rate | 81.6% | 73.0%+8.6pp | 77.2%+4.4pp | 69.5%+12.0pp |
| Annual return | 10.42% | 16.47%-6.1pp | 20.12%-9.7pp | 25.83%-15.4pp |
| Employer contribution / active EE | $1,522 | $2,326-34.6% | $3,062-50.3% | $2,584-41.1% |
| Participant deferral / active EE | $5,460 | $4,133+32.1% | $5,003+9.1% | $4,194+30.2% |
| Admin fee / account holder | $32,722 | $10,148+222.5% | $12,864+154.4% | $7,856+316.5% |