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| Provider | Service type | Compensation |
|---|---|---|
MERRILL LYNCH PIERCE FENNER & SMITH10+ years Filed as: MERRILL LYNCH, PIERCE, FENNER AND S Service code 15 · EIN 13-5674085 | Recordkeeping | $4,967 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,228 | $59,456+135.8% | $93,669+49.7% | $74,429+88.4% |
| Participation rate | 71.3% | 59.6%+11.6pp | 68.7%+2.5pp | 67.2%+4.0pp |
| Annual return | 11.04% | 82.00%-71.0pp | 133.59%-122.5pp | 1368.38%-1357.3pp |
| Employer contribution / active EE | $943 | $1,266-25.5% | $2,424-61.1% | $2,625-64.1% |
| Participant deferral / active EE | $6,283 | $3,052+105.9% | $4,416+42.3% | $4,348+44.5% |
| Admin fee / account holder | $32 | $3,026-98.9% | $8,291-99.6% | $1,944-98.4% |