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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,064 | $94,031+56.4% | $115,768+27.0% | $82,448+78.4% |
| Participation rate | 100.0% | 70.4%+29.6pp | 74.4%+25.6pp | 68.1%+31.9pp |
| Annual return | 11.58% | 20.61%-9.0pp | 100.46%-88.9pp | 41.64%-30.1pp |
| Employer contribution / active EE | $2,450 | $2,323+5.4% | $2,940-16.7% | $2,551-4.0% |
| Participant deferral / active EE | $5,742 | $3,972+44.6% | $4,917+16.8% | $4,139+38.7% |
| Admin fee / account holder | $14,501 | $10,249+41.5% | $12,439+16.6% | $7,234+100.4% |