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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,823 | $86,922+47.1% | $102,438+24.8% | $80,874+58.1% |
| Participation rate | 90.8% | 72.4%+18.4pp | 76.5%+14.3pp | 67.6%+23.1pp |
| Annual return | 14.60% | 18.90%-4.3pp | 29.37%-14.8pp | 35.62%-21.0pp |
| Employer contribution / active EE | $4,322 | $2,369+82.4% | $3,024+42.9% | $2,756+56.8% |
| Participant deferral / active EE | $2,999 | $4,119-27.2% | $5,054-40.7% | $4,297-30.2% |
| Admin fee / account holder | $26,926 | $8,050+234.5% | $9,448+185.0% | $6,935+288.2% |