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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,721 | $166,268-2.1% | $165,100-1.4% | $145,897+11.5% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 13.07% | 100.52%-87.5pp | 70.21%-57.1pp | 552.29%-539.2pp |
| Employer contribution / active EE | $12,000 | $5,284+127.1% | $4,348+176.0% | $4,663+157.4% |
| Participant deferral / active EE | $11,494 | $6,964+65.0% | $6,035+90.4% | $6,689+71.8% |
| Admin fee / account holder | $21,702 | $16,659+30.3% | $12,696+70.9% | $13,390+62.1% |