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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $324,951 | $81,504+298.7% | $102,437+217.2% | $80,959+301.4% |
| Participation rate | 98.4% | 66.9%+31.5pp | 74.5%+23.9pp | 67.7%+30.7pp |
| Annual return | 15.47% | 25.60%-10.1pp | 24.95%-9.5pp | 35.67%-20.2pp |
| Employer contribution / active EE | $19,282 | $3,104+521.3% | $3,871+398.1% | $2,757+599.3% |
| Participant deferral / active EE | $13,739 | $3,871+254.9% | $5,060+171.5% | $4,300+219.5% |
| Admin fee / account holder | $22,723 | $6,719+238.2% | $8,388+170.9% | $6,925+228.1% |