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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $338,724 | $105,284+221.7% | $150,734+124.7% | $94,015+260.3% |
| Participation rate | 96.3% | 71.7%+24.6pp | 78.4%+17.9pp | 70.8%+25.5pp |
| Annual return | 18.56% | 15.67%+2.9pp | 600.81%-582.2pp | 17.84%+0.7pp |
| Employer contribution / active EE | $12,603 | $3,599+250.2% | $4,918+156.2% | $2,790+351.7% |
| Participant deferral / active EE | $4,506 | $4,274+5.4% | $5,610-19.7% | $4,249+6.0% |
| Admin fee / account holder | $10,659 | $9,839+8.3% | $14,905-28.5% | $8,951+19.1% |