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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $338,724 | $93,345+262.9% | $119,126+184.3% | $87,485+287.2% |
| Participation rate | 96.3% | 68.7%+27.6pp | 75.8%+20.5pp | 68.9%+27.4pp |
| Annual return | 18.56% | 19.08%-0.5pp | 282.11%-263.6pp | 26.06%-7.5pp |
| Employer contribution / active EE | $12,603 | $3,172+297.4% | $4,034+212.4% | $2,596+385.4% |
| Participant deferral / active EE | $4,506 | $4,099+9.9% | $5,318-15.3% | $4,274+5.4% |
| Admin fee / account holder | $10,659 | $8,039+32.6% | $10,693-0.3% | $7,775+37.1% |