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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $338,724 | $88,672+282.0% | $105,223+221.9% | $82,448+310.8% |
| Participation rate | 96.3% | 67.9%+28.4pp | 75.0%+21.3pp | 68.1%+28.2pp |
| Annual return | 18.56% | 30.86%-12.3pp | 180.65%-162.1pp | 41.64%-23.1pp |
| Employer contribution / active EE | $12,603 | $3,048+313.5% | $3,689+241.7% | $2,551+394.0% |
| Participant deferral / active EE | $4,506 | $4,036+11.7% | $5,072-11.1% | $4,139+8.9% |
| Admin fee / account holder | $10,659 | $7,146+49.2% | $8,859+20.3% | $7,234+47.3% |