Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,148 | $71,215+108.0% | $93,696+58.1% | $80,935+83.0% |
| Participation rate | 61.8% | 60.4%+1.4pp | 68.7%-6.9pp | 67.7%-5.8pp |
| Annual return | 9.34% | 11.27%-1.9pp | 133.74%-124.4pp | 35.66%-26.3pp |
| Employer contribution / active EE | $1,389 | $1,565-11.3% | $2,422-42.6% | $2,757-49.6% |
| Participant deferral / active EE | $4,853 | $4,037+20.2% | $4,417+9.9% | $4,299+12.9% |
| Admin fee / account holder | $4,483 | $6,958-35.6% | $8,287-45.9% | $6,924-35.3% |