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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,537 | $115,225+87.9% | $100,712+115.0% | $138,895+55.9% |
| Participation rate | 100.0% | 74.3%+25.7pp | 69.3%+30.7pp | 79.9%+20.1pp |
| Annual return | 10.08% | 40.35%-30.3pp | 33.27%-23.2pp | 145.39%-135.3pp |
| Employer contribution / active EE | $11,274 | $2,771+306.9% | $2,313+387.5% | $4,194+168.8% |
| Participant deferral / active EE | $11,661 | $4,699+148.1% | $4,085+185.5% | $6,396+82.3% |
| Admin fee / account holder | $9,086 | $10,844-16.2% | $9,256-1.8% | $12,562-27.7% |