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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,537 | $112,729+92.1% | $98,716+119.4% | $137,256+57.8% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 10.08% | 38.48%-28.4pp | 31.81%-21.7pp | 220.34%-210.3pp |
| Employer contribution / active EE | $11,274 | $2,725+313.7% | $2,279+394.8% | $4,156+171.3% |
| Participant deferral / active EE | $11,661 | $4,640+151.3% | $4,048+188.1% | $6,407+82.0% |
| Admin fee / account holder | $9,086 | $10,129-10.3% | $8,703+4.4% | $12,270-26.0% |