Retirement plan

NAT'L ASSOC OF CEM D/B/A/ CEM ASSOC RET INCOME PLAN FOR EES OF PERRY MOUNT PARK CEM

Name: PERRY MOUNT PARK CEMETERY - NAT'L ASSOC OF CEM D/B/A/ CEM ASSOC RET INCOME PLAN FOR EES OF PERRY MOUNT PARK CEM (2025) Form 5500
Creator: PERRY MOUNT PARK CEMETERY
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, NAT'L ASSOC OF CEM D/B/A/ CEM ASSOC RET INCOME PLAN FOR EES OF PERRY MOUNT PARK CEM, PERRY MOUNT PARK CEMETERY

PERRY MOUNT PARK CEMETERYEIN 38-0921590Plan #001PY 2025

878 N PERRY ST - PONTIAC, MI 483403029313-334-1563LinkedIn1-10 employees

Prospect flagsLow returnsHigh feesHigh assets / participant

How to read this page

Total assets (EOY)

$2.3M

+13.1% from 2024

Total participants

0.0% from 2024

Average account balance

$254,956

+13.1% from 2024

Annual return

11.35%

-6.49 pp from 2024

Benchmarks

See 48,836 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants<25

Cohort48,836 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$2.29M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$255K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

128.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$53K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$8K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.35%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$2031

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2C2F2G2T3D

Plan features

2C
Money purchase plan
Money purchase pension plan other than a target benefit plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

3 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II

Admin total

$18K

$2611 / participant

Other / not subdivided$18K100.0%

% of EOY assets

0.797%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$254,956

$70,366+262.3%

$66,674+282.4%

$138,895+83.6%

Participation rate

100.0%

76.2%+23.8pp

73.7%+26.3pp

79.9%+20.1pp

Annual return

11.35%

386.41%-375.1pp

321.24%-309.9pp

145.39%-134.0pp

Employer contribution / active EE

$3,694

$2,765+33.6%

$2,620+41.0%

$4,194-11.9%

Participant deferral / active EE

$3,913

$4,374-10.5%

$4,084-4.2%

$6,396-38.8%

Admin fee / account holder

$2,031

$5,262-61.4%

$5,098-60.2%

$12,562-83.8%

NAT'L ASSOC OF CEM D/B/A/ CEM ASSOC RET INCOME PLAN FOR EES OF PERRY MOUNT PARK CEM

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

NAT'L ASSOC OF CEM D/B/A/ CEM ASSOC RET INCOME PLAN FOR EES OF PERRY MOUNT PARK CEM

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion