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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,730 | $154,228-77.5% | $145,433-76.1% | $137,256-74.7% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 25.14% | 74.59%-49.5pp | 66.58%-41.4pp | 220.34%-195.2pp |
| Employer contribution / active EE | $5,852 | $4,804+21.8% | $4,554+28.5% | $4,156+40.8% |
| Participant deferral / active EE | $10,674 | $8,216+29.9% | $7,897+35.2% | $6,407+66.6% |
| Admin fee / account holder | $387 | $14,344-97.3% | $13,129-97.0% | $12,270-96.8% |