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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,952 | $81,262+93.1% | $155,602+0.9% | $80,911+94.0% |
| Participation rate | 68.8% | 66.2%+2.5pp | 78.2%-9.5pp | 67.6%+1.1pp |
| Annual return | 37.63% | 33.34%+4.3pp | 64.81%-27.2pp | 35.63%+2.0pp |
| Employer contribution / active EE | $951 | $3,102-69.4% | $4,675-79.7% | $2,756-65.5% |
| Participant deferral / active EE | $4,761 | $3,451+38.0% | $5,629-15.4% | $4,297+10.8% |
| Admin fee / account holder | $1,129 | $7,992-85.9% | $15,923-92.9% | $6,935-83.7% |