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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,952 | $81,331+93.0% | $155,534+0.9% | $80,935+93.9% |
| Participation rate | 68.8% | 66.3%+2.5pp | 78.2%-9.5pp | 67.7%+1.1pp |
| Annual return | 37.63% | 33.37%+4.3pp | 64.92%-27.3pp | 35.66%+2.0pp |
| Employer contribution / active EE | $951 | $3,105-69.4% | $4,675-79.7% | $2,757-65.5% |
| Participant deferral / active EE | $4,761 | $3,454+37.8% | $5,630-15.4% | $4,299+10.7% |
| Admin fee / account holder | $1,129 | $7,999-85.9% | $15,900-92.9% | $6,924-83.7% |