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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $302,306 | $102,429+195.1% | $147,096+105.5% | $80,925+273.6% |
| Participation rate | 93.5% | 75.9%+17.6pp | 82.2%+11.3pp | 67.7%+25.8pp |
| Annual return | 20.39% | 135.02%-114.6pp | 419.75%-399.4pp | 35.65%-15.3pp |
| Employer contribution / active EE | $10,739 | $3,716+189.0% | $4,936+117.6% | $2,756+289.6% |
| Participant deferral / active EE | $12,940 | $6,649+94.6% | $8,071+60.3% | $4,299+201.0% |
| Admin fee / account holder | $3,858 | $7,957-51.5% | $13,005-70.3% | $6,940-44.4% |