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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $302,306 | $102,422+195.2% | $147,117+105.5% | $80,959+273.4% |
| Participation rate | 93.5% | 75.9%+17.6pp | 82.2%+11.3pp | 67.7%+25.8pp |
| Annual return | 20.39% | 135.16%-114.8pp | 420.54%-400.2pp | 35.67%-15.3pp |
| Employer contribution / active EE | $10,739 | $3,717+188.9% | $4,932+117.7% | $2,757+289.5% |
| Participant deferral / active EE | $12,940 | $6,652+94.5% | $8,065+60.4% | $4,300+200.9% |
| Admin fee / account holder | $3,858 | $7,953-51.5% | $12,993-70.3% | $6,925-44.3% |