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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,696 | $149,040-65.3% | $120,225-57.0% | $137,256-62.3% |
| Participation rate | 46.2% | 75.4%-29.3pp | 69.6%-23.4pp | 80.0%-33.8pp |
| Annual return | 19.31% | 605.68%-586.4pp | 439.23%-419.9pp | 220.34%-201.0pp |
| Employer contribution / active EE | $6,112 | $4,350+40.5% | $3,475+75.9% | $4,156+47.1% |
| Participant deferral / active EE | $8,708 | $4,655+87.1% | $3,999+117.8% | $6,407+35.9% |
| Admin fee / account holder | $1,202 | $6,348-81.1% | $5,696-78.9% | $12,270-90.2% |