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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,631 | $77,472+6.7% | $100,392-17.7% | $80,935+2.1% |
| Participation rate | 92.7% | 76.9%+15.7pp | 81.5%+11.2pp | 67.7%+25.0pp |
| Annual return | 13.16% | 37.26%-24.1pp | 49.45%-36.3pp | 35.66%-22.5pp |
| Employer contribution / active EE | $4,035 | $2,800+44.1% | $3,941+2.4% | $2,757+46.4% |
| Participant deferral / active EE | $8,027 | $6,818+17.7% | $8,090-0.8% | $4,299+86.7% |
| Admin fee / account holder | $1,401 | $5,885-76.2% | $7,904-82.3% | $6,924-79.8% |