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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,945 | $108,897-78.0% | $100,378-76.1% | $145,877-83.6% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 15.56% | 58.17%-42.6pp | 49.41%-33.8pp | 551.28%-535.7pp |
| Employer contribution / active EE | $3,504 | $4,420-20.7% | $3,942-11.1% | $4,663-24.9% |
| Participant deferral / active EE | $9,696 | $8,455+14.7% | $8,087+19.9% | $6,691+44.9% |
| Admin fee / account holder | $515 | $9,690-94.7% | $7,899-93.5% | $13,402-96.2% |