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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,424 | $90,489-41.0% | $76,051-29.8% | $145,978-63.4% |
| Participation rate | 94.7% | 74.5%+20.2pp | 69.1%+25.7pp | 80.3%+14.4pp |
| Annual return | 4.00% | 622.78%-618.8pp | 360.42%-356.4pp | 550.52%-546.5pp |
| Employer contribution / active EE | $2,134 | $3,319-35.7% | $2,690-20.7% | $4,662-54.2% |
| Participant deferral / active EE | $3,509 | $5,164-32.0% | $4,257-17.6% | $6,690-47.5% |
| Admin fee / account holder | $52,319 | $8,374+524.8% | $6,416+715.4% | $13,400+290.4% |