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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,424 | $90,691-41.1% | $76,119-29.8% | $145,884-63.4% |
| Participation rate | 94.7% | 74.5%+20.3pp | 69.1%+25.7pp | 80.3%+14.4pp |
| Annual return | 4.00% | 624.52%-620.5pp | 361.25%-357.2pp | 551.85%-547.8pp |
| Employer contribution / active EE | $2,134 | $3,329-35.9% | $2,693-20.7% | $4,662-54.2% |
| Participant deferral / active EE | $3,509 | $5,167-32.1% | $4,259-17.6% | $6,690-47.5% |
| Admin fee / account holder | $52,319 | $8,383+524.1% | $6,421+714.8% | $13,392+290.7% |