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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,360 | $123,854-50.5% | $69,623-11.9% | $145,884-57.9% |
| Participation rate | 16.7% | 69.2%-52.6pp | 66.4%-49.8pp | 80.3%-63.6pp |
| Annual return | 9.97% | 192.35%-182.4pp | 101.23%-91.3pp | 551.85%-541.9pp |
| Employer contribution / active EE | $421 | $2,673-84.3% | $1,709-75.4% | $4,662-91.0% |
| Participant deferral / active EE | $2,943 | $4,242-30.6% | $2,890+1.9% | $6,690-56.0% |
| Admin fee / account holder | $289 | $7,822-96.3% | $4,696-93.8% | $13,392-97.8% |