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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,191 | $97,125-80.2% | $86,233-77.7% | $137,256-86.0% |
| Participation rate | 45.0% | 74.2%-29.2pp | 69.0%-24.0pp | 80.0%-35.0pp |
| Annual return | 17.63% | 74.19%-56.6pp | 61.39%-43.8pp | 220.34%-202.7pp |
| Employer contribution / active EE | $935 | $2,841-67.1% | $2,504-62.7% | $4,156-77.5% |
| Participant deferral / active EE | $2,082 | $5,180-59.8% | $4,559-54.3% | $6,407-67.5% |
| Admin fee / account holder | $454 | $9,725-95.3% | $8,342-94.6% | $12,270-96.3% |