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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,191 | $108,882-82.4% | $96,754-80.2% | $154,746-87.6% |
| Participation rate | 45.0% | 75.1%-30.1pp | 70.3%-25.3pp | 80.7%-35.7pp |
| Annual return | 17.63% | 98.39%-80.8pp | 82.04%-64.4pp | 172.34%-154.7pp |
| Employer contribution / active EE | $935 | $3,018-69.0% | $2,679-65.1% | $4,379-78.6% |
| Participant deferral / active EE | $2,082 | $5,323-60.9% | $4,758-56.2% | $6,730-69.1% |
| Admin fee / account holder | $454 | $10,200-95.5% | $8,905-94.9% | $14,365-96.8% |