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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,191 | $107,809-82.2% | $97,032-80.2% | $155,188-87.6% |
| Participation rate | 45.0% | 75.5%-30.5pp | 71.6%-26.6pp | 80.8%-35.8pp |
| Annual return | 17.63% | 38.06%-20.4pp | 35.38%-17.7pp | 148.84%-131.2pp |
| Employer contribution / active EE | $935 | $2,911-67.9% | $2,629-64.4% | $4,248-78.0% |
| Participant deferral / active EE | $2,082 | $5,129-59.4% | $4,672-55.4% | $6,531-68.1% |
| Admin fee / account holder | $454 | $10,717-95.8% | $9,418-95.2% | $14,480-96.9% |