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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,612 | $37,156-49.9% | $83,854-77.8% | $86,983-78.6% |
| Participation rate | 47.3% | 49.1%-1.8pp | 59.1%-11.8pp | 69.5%-22.3pp |
| Annual return | 18.81% | 29.88%-11.1pp | 31.39%-12.6pp | 25.83%-7.0pp |
| Employer contribution / active EE | $862 | $661+30.4% | $1,017-15.3% | $2,584-66.7% |
| Participant deferral / active EE | $1,097 | $1,418-22.6% | $2,035-46.1% | $4,194-73.8% |
| Admin fee / account holder | $238 | $2,510-90.5% | $3,197-92.6% | $7,856-97.0% |