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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,612 | $28,624-35.0% | $53,647-65.3% | $82,637-77.5% |
| Participation rate | 47.3% | 47.3%0pp | 56.3%-9.0pp | 68.1%-20.8pp |
| Annual return | 18.81% | 664.98%-646.2pp | 358.33%-339.5pp | 53.51%-34.7pp |
| Employer contribution / active EE | $862 | $637+35.4% | $962-10.4% | $2,552-66.2% |
| Participant deferral / active EE | $1,097 | $1,196-8.3% | $1,813-39.5% | $4,126-73.4% |
| Admin fee / account holder | $238 | $2,022-88.2% | $2,460-90.3% | $7,339-96.8% |