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| Provider | Service type | Compensation |
|---|---|---|
PCS RETIREMENT, LLC2 years Service code 15 · EIN 23-3038464 | Recordkeeping | $87,327 |
Service code 15 · EIN 20-4780677 | Recordkeeping | $14,175 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,779 | $87,132-54.3% | $105,624-62.3% | $80,959-50.9% |
| Participation rate | 90.3% | 70.4%+19.9pp | 75.3%+15.0pp | 67.7%+22.7pp |
| Annual return | 10.66% | 17.03%-6.4pp | 116.20%-105.5pp | 35.67%-25.0pp |
| Employer contribution / active EE | $5,032 | $2,397+109.9% | $3,168+58.8% | $2,757+82.5% |
| Participant deferral / active EE | $11,009 | $3,985+176.2% | $5,013+119.6% | $4,300+156.0% |
| Admin fee / account holder | $995 | $8,449-88.2% | $10,961-90.9% | $6,925-85.6% |