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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,166 | $169,336-76.3% | $129,384-69.0% | $145,884-72.5% |
| Participation rate | 92.3% | 76.5%+15.8pp | 69.6%+22.7pp | 80.3%+12.0pp |
| Annual return | 15.46% | 14408.70%-14393.2pp | 9461.77%-9446.3pp | 551.85%-536.4pp |
| Employer contribution / active EE | $3,045 | $5,540-45.0% | $4,153-26.7% | $4,662-34.7% |
| Participant deferral / active EE | $4,428 | $4,985-11.2% | $4,166+6.3% | $6,690-33.8% |
| Admin fee / account holder | $3,892 | $9,912-60.7% | $7,686-49.4% | $13,392-70.9% |