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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,485 | $154,754-64.1% | $124,206-55.3% | $138,895-60.1% |
| Participation rate | 83.3% | 75.5%+7.9pp | 69.6%+13.8pp | 79.9%+3.4pp |
| Annual return | 17.06% | 709.28%-692.2pp | 515.27%-498.2pp | 145.39%-128.3pp |
| Employer contribution / active EE | $3,030 | $4,446-31.9% | $3,540-14.4% | $4,194-27.8% |
| Participant deferral / active EE | $4,519 | $4,621-2.2% | $3,968+13.9% | $6,396-29.4% |
| Admin fee / account holder | $6,982 | $6,690+4.4% | $5,929+17.8% | $12,562-44.4% |