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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,476 | $80,781-61.0% | $102,437-69.3% | $74,478-57.7% |
| Participation rate | 38.4% | 65.7%-27.3pp | 74.5%-36.1pp | 67.2%-28.8pp |
| Annual return | 16.07% | 27.58%-11.5pp | 24.95%-8.9pp | 1370.56%-1354.5pp |
| Employer contribution / active EE | $1,130 | $3,160-64.3% | $3,871-70.8% | $2,626-57.0% |
| Participant deferral / active EE | $2,317 | $3,862-40.0% | $5,060-54.2% | $4,350-46.7% |
| Admin fee / account holder | $1,413 | $2,372-40.4% | $8,388-83.1% | $1,946-27.4% |