See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK Service code 15 · EIN 01-0233346 | Recordkeeping | $23,323 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,716 | $50,815-33.6% | $155,509-78.3% | $77,643-56.6% |
| Participation rate | 33.3% | 63.1%-29.8pp | 78.2%-44.9pp | 70.6%-37.3pp |
| Annual return | 19.10% | 34.80%-15.7pp | 64.67%-45.6pp | 31.24%-12.1pp |
| Employer contribution / active EE | $1,101 | $1,993-44.7% | $4,672-76.4% | $2,726-59.6% |
| Participant deferral / active EE | $1,884 | $2,822-33.3% | $5,626-66.5% | $4,647-59.5% |
| Admin fee / account holder | $88 | $437-79.9% | $15,912-99.4% | $430-79.6% |