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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,996 | $159,934-48.7% | $147,005-44.2% | $145,959-43.8% |
| Participation rate | 50.0% | 84.0%-34.0pp | 82.2%-32.2pp | 80.3%-30.3pp |
| Annual return | 9.91% | 98.24%-88.3pp | 418.76%-408.9pp | 561.95%-552.0pp |
| Employer contribution / active EE | $3,719 | $5,287-29.7% | $4,934-24.6% | $4,661-20.2% |
| Participant deferral / active EE | $10,719 | $8,427+27.2% | $8,070+32.8% | $6,689+60.3% |
| Admin fee / account holder | $45,020 | $15,053+199.1% | $13,006+246.1% | $13,398+236.0% |