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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,996 | $160,040-48.8% | $147,096-44.3% | $145,877-43.8% |
| Participation rate | 50.0% | 84.0%-34.0pp | 82.2%-32.2pp | 80.3%-30.3pp |
| Annual return | 9.91% | 98.49%-88.6pp | 419.75%-409.8pp | 551.28%-541.4pp |
| Employer contribution / active EE | $3,719 | $5,289-29.7% | $4,936-24.7% | $4,663-20.2% |
| Participant deferral / active EE | $10,719 | $8,429+27.2% | $8,071+32.8% | $6,691+60.2% |
| Admin fee / account holder | $45,020 | $15,050+199.1% | $13,005+246.2% | $13,402+235.9% |