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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,996 | $160,028-48.8% | $147,080-44.3% | $145,884-43.8% |
| Participation rate | 50.0% | 84.0%-34.0pp | 82.2%-32.2pp | 80.3%-30.3pp |
| Annual return | 9.91% | 98.60%-88.7pp | 420.17%-410.3pp | 551.85%-541.9pp |
| Employer contribution / active EE | $3,719 | $5,286-29.6% | $4,933-24.6% | $4,662-20.2% |
| Participant deferral / active EE | $10,719 | $8,422+27.3% | $8,066+32.9% | $6,690+60.2% |
| Admin fee / account holder | $45,020 | $15,030+199.5% | $12,989+246.6% | $13,392+236.2% |