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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,928 | $107,666-41.6% | $102,184-38.4% | $154,746-59.3% |
| Participation rate | 100.0% | 83.7%+16.3pp | 82.6%+17.4pp | 80.7%+19.3pp |
| Annual return | 10.76% | 29.33%-18.6pp | 31.58%-20.8pp | 172.34%-161.6pp |
| Employer contribution / active EE | $13,172 | $3,846+242.5% | $3,594+266.5% | $4,379+200.8% |
| Participant deferral / active EE | $37,464 | $8,719+329.7% | $8,309+350.9% | $6,730+456.6% |
| Admin fee / account holder | $29,376 | $12,943+127.0% | $11,609+153.0% | $14,365+104.5% |