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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,179 | $52,353+3.5% | $120,225-54.9% | $82,448-34.3% |
| Participation rate | 40.7% | 58.3%-17.6pp | 69.6%-28.8pp | 68.1%-27.3pp |
| Annual return | 19.18% | 61.85%-42.7pp | 439.23%-420.0pp | 41.64%-22.5pp |
| Employer contribution / active EE | $2,905 | $1,510+92.4% | $3,475-16.4% | $2,551+13.9% |
| Participant deferral / active EE | $4,565 | $2,627+73.8% | $3,999+14.2% | $4,139+10.3% |
| Admin fee / account holder | $1,461 | $4,363-66.5% | $5,696-74.3% | $7,234-79.8% |