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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,689 | $78,520+32.1% | $96,576+7.4% | $82,448+25.8% |
| Participation rate | 76.0% | 77.7%-1.7pp | 81.4%-5.4pp | 68.1%+7.9pp |
| Annual return | 18.87% | 41.30%-22.4pp | 38.47%-19.6pp | 41.64%-22.8pp |
| Employer contribution / active EE | $0 | $2,630-100.0% | $3,553-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $17,035 | $6,754+152.2% | $7,956+114.1% | $4,139+311.6% |
| Admin fee / account holder | $2,158 | $13,455-84.0% | $11,381-81.0% | $7,234-70.2% |