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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,689 | $78,197+32.6% | $98,090+5.7% | $82,637+25.5% |
| Participation rate | 76.0% | 77.5%-1.5pp | 81.5%-5.5pp | 68.1%+7.9pp |
| Annual return | 18.87% | 40.25%-21.4pp | 37.05%-18.2pp | 53.51%-34.6pp |
| Employer contribution / active EE | $0 | $2,605-100.0% | $3,606-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $17,035 | $6,636+156.7% | $7,845+117.2% | $4,126+312.9% |
| Admin fee / account holder | $2,158 | $14,832-85.5% | $11,815-81.7% | $7,339-70.6% |