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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,408 | $110,039-73.3% | $97,260-69.8% | $145,884-79.8% |
| Participation rate | 50.0% | 75.9%-25.9pp | 72.7%-22.7pp | 80.3%-30.3pp |
| Annual return | 12.15% | 244.44%-232.3pp | 75.54%-63.4pp | 551.85%-539.7pp |
| Employer contribution / active EE | $1,910 | $3,074-37.9% | $2,721-29.8% | $4,662-59.0% |
| Participant deferral / active EE | $3,919 | $4,674-16.1% | $4,262-8.0% | $6,690-41.4% |
| Admin fee / account holder | $12,921 | $6,204+108.3% | $5,640+129.1% | $13,392-3.5% |