Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,151 | $86,938-81.4% | $102,423-84.2% | $80,925-80.0% |
| Participation rate | 69.7% | 72.4%-2.7pp | 76.5%-6.8pp | 67.7%+2.0pp |
| Annual return | 18.13% | 18.89%-0.8pp | 29.42%-11.3pp | 35.65%-17.5pp |
| Employer contribution / active EE | $1,555 | $2,369-34.4% | $3,023-48.6% | $2,756-43.6% |
| Participant deferral / active EE | $3,281 | $4,120-20.4% | $5,054-35.1% | $4,299-23.7% |
| Admin fee / account holder | $1,998 | $8,053-75.2% | $9,455-78.9% | $6,940-71.2% |