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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,252 | $99,053-39.2% | $88,179-31.7% | $138,895-56.6% |
| Participation rate | 15.4% | 74.2%-58.9pp | 69.1%-53.8pp | 79.9%-64.5pp |
| Annual return | 10.81% | 78.17%-67.4pp | 64.97%-54.2pp | 145.39%-134.6pp |
| Employer contribution / active EE | $797 | $2,882-72.3% | $2,549-68.7% | $4,194-81.0% |
| Participant deferral / active EE | $1,931 | $5,225-63.0% | $4,614-58.1% | $6,396-69.8% |
| Admin fee / account holder | $59,691 | $8,748+582.3% | $7,673+677.9% | $12,562+375.2% |