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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,252 | $108,882-44.7% | $96,754-37.7% | $154,746-61.1% |
| Participation rate | 15.4% | 75.1%-59.7pp | 70.3%-54.9pp | 80.7%-65.3pp |
| Annual return | 10.81% | 98.39%-87.6pp | 82.04%-71.2pp | 172.34%-161.5pp |
| Employer contribution / active EE | $797 | $3,018-73.6% | $2,679-70.2% | $4,379-81.8% |
| Participant deferral / active EE | $1,931 | $5,323-63.7% | $4,758-59.4% | $6,730-71.3% |
| Admin fee / account holder | $59,691 | $10,200+485.2% | $8,905+570.3% | $14,365+315.5% |