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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,093 | $112,729-51.1% | $98,716-44.2% | $137,256-59.9% |
| Participation rate | 26.1% | 74.2%-48.1pp | 69.3%-43.2pp | 80.0%-53.9pp |
| Annual return | 19.65% | 38.48%-18.8pp | 31.81%-12.2pp | 220.34%-200.7pp |
| Employer contribution / active EE | $803 | $2,725-70.5% | $2,279-64.8% | $4,156-80.7% |
| Participant deferral / active EE | $1,801 | $4,640-61.2% | $4,048-55.5% | $6,407-71.9% |
| Admin fee / account holder | $198 | $10,129-98.0% | $8,703-97.7% | $12,270-98.4% |